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Sally Cheeseman

 Hawaii Home Buyer, First Time Home Buyer, Buying Your Hawaii Home, Home Buying Information, Hawaii Home Search

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So, you are thinking of Buying a Hawaii Home and you don't know where to start. Your finances are in order and the amount you spend on your rental can actually go towards a nice piece of Oahu Hawaii Real Estate. As a Hawaii Home Buyer  will be paying for YOUR OWN home rather than paying someone else's mortgage. Weigh out your options and determine if Buying a Hawaii Home is beneficial to you and your family.

Top Concerns for the Hawaii First Time Home Buyer

There are many concerns a Hawaii First Time Home Buyer may have about buying their first home. There will be many questions and you need those answers regarding your first home purchase and I'm here to help you along with that process.

Let's make this a smooth transition by starting out with the concerns many Hawaii First Time Home Buyers have in the purchase of their first home:

  • What is my first step to start the home buying process?  Speak to a local lender who will pre-approve you for a loan by collecting all pertinent information and documentation.  Make sure and let them know what kind of monthly payment you're comfortable with. After processing your information they will let you know how much you will qualify for.

  • Why Can't You Show Me Properties Before I'm Preapproved for a Loan?  Knowing what price range you're approved for will keep you in a realistic frame of mind in searching for that dream home. There is no sense looking at million dollar homes when you are qualified for a half a million dollar home.  We make appointments and look at your selected price range of homes (or condos/townhouses) so we aren't spinning our wheels and wasting time. 

  • Can You Give Me Information About the Home Buying Process?  There's more to the process than looking at homes and submitting a contract. There are contingencies in a contract to consider and time lines for home inspections, the loan and escrow process as well. Take a few moments to read through some of the Home Buyer Advisory.

  • The Other Realtor® Kicked Me to the Curb! | Hawaii Relocations You are relocating to Hawaii but you are being proactive in your inquiries about Hawaii, the neighborhoods, the home buying process or relocating to Hawaii and a ‘To Do List'.  You've called many agents and they kick you to the curb because it is a few months...maybe even a year until you arrive.  Call me. I'll make it happen.

There will be many concerns that you, the Hawaii Home Buyer will need answers for in starting the process, during the process and closing on your First Hawaii Home.   Call my cell/text at 808-375-1404 for more information!


Hawaii Home Advisory - The Home Buying Process  ** Your Honolulu County Hawaii Real Estate Agent: A Hawaii Real Estate Agent is certainly a vital part of your Hawaii Home Buying process and provide a wide range of services in searching and locating property, negotiating a sale for you and going over the Purchase Contract and Hawaii Real Estate Laws. ***Your Honolulu County Hawaii Loan Officer: You will need to get prequalified and it's preferable to have a local loan officer who is seasoned with the Hawaii Real Estate laws and our Hawaii Purchase Contract. Your loan officer will go over options and programs for financing. Let the loan office know what you are comfortable with for monthly mortgage payments. They will work closely with your Realtor® during the transaction process.


Celeste "Sally" Cheeseman  is a Realtor-Associate® and Certified Residential Specialist (CRS) with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp understanding that a listening ear is the key to a client's needs  she serves the island of Oahu (Honolulu County) and all Hawaii Military Relocations, Hawaii Retirees, Hawaii Job Transfers and Hawaii Residents, Home Buyers and Sellers.